Product type · mobile_moneyFINTECH

Generate a Mobile Money
in 30 minutes.

M-Pesa / MoMo / Orange — telecom-led wallet for EM. 8-framework compliance pack (GSMA_MM · CBN_MMS · CBK_MM…) generated automatically.

Generate now →See pricing

Domain agents

Frameworks

Best practices

$0.50–$2

Avg cost / build

~30 min

Time to ship

— Compliance frameworks · auto-applied

Generates an audit pack covering 8 frameworks.

GSMA_MM · GLOBALCBN_MMS · NGCBK_MM · KEBSP_EMI · PHAML5 · EUAML6 · EUGDPR · EUSOC2 · US

Primary regulatorsCBN · CBK · BSP · Bank of Ghana · GSMA

Why it matters: CBN MMS non-compliance → suspended licence. CBK breaches → 1M KES fine per incident. Anti-fraud: agent ID required at every cash-in.

— Domain agents · 5 specialists

Not a generic LLM. Specialists with hard-coded domain knowledge.

mm_ussd_designerheavy

USSD Designer

Design feature-phone USSD menu tree with SMS fallback.

ussd_menu_designfeature_phone_uxsession_management

mm_agent_networkheavy

Agent Network Engineer

Cash-in/out agent network with commission tiers + fraud detection.

agent_managementcommission_tiersfraud_detection

mm_mno_billingheavy

MNO Billing Integrator

Integrate telco core (Ericsson IN / Huawei MoMo / ZTE iCTM).

ericsson_inhuawei_momodiameterss7

mm_transaction_switchheavy

Transaction Switch Engineer

Inter-MNO interoperability + multilateral settlement netting.

interop_switchsamosnibsssettlement_netting

mm_kyc_tierheavy

KYC Tier Designer

Tier 0/1/2 KYC matrix matched to country regulator limits.

kyc_tierscbn_mmscbk_mmbsp_emi

— Stack · curated SDKs and connectors

The integrations the agents know how to wire up.

USSD gatewayM-Pesa DarajaMTN MoMo Open APIAfrica's TalkingMobile Money Interop Switch

— Knowledge base · best practices injected at runtime

Proven patterns the agents use to write your code.

agent_network_economics.md

Agent Network Economics

Mobile money's "killer feature" is cash-in / cash-out at street-level agents. Banks are sparse; agents are everywhere. M-Pesa has ~280k agents in Kenya for ~30M users — roughly 1 agent per 100 users. Commission is split: Agent: 70% Aggregator (parent franchise): 20% Operator…

kyc_tier_strategy.md

KYC Tier Strategy

Full bank-grade KYC (address proof, source-of-funds, in-person verification) takes 2-7 days and excludes 30-70% of unbanked users in EM. Telecom regulators allow risk-graded tiers: lower-risk = lower-friction. Requirements: valid phone number (auto-verified via SIM ownership)…

ussd_design.md

USSD Design for Mobile Money

Unstructured Supplementary Service Data — synchronous, session-oriented text protocol available on every GSM phone (including 2G feature phones). User dials \*123# to start; menu appears; user replies with digit; menu updates. Session ends after timeout (typically 90s) or…