Product type · neobankFINTECH

Generate a Neobank
in 30 minutes.

Ledger, IBAN accounts, SEPA payments, AML6 monitoring. 14-framework compliance pack (PSD2 · EMD2 · AML5…) generated automatically.

Generate now →See pricing

Domain agents

Frameworks

Best practices

$0.50–$2

Avg cost / build

~30 min

Time to ship

— Compliance frameworks · auto-applied

Generates an audit pack covering 14 frameworks.

PSD2 · EUEMD2 · EUAML5 · EUAML6 · EUGDPR · EUDORA · EUNIS2 · EUFATCA · GLOBALCRS · GLOBALBSA · USBaFin_BAIT · DEMAS_TRMG · SGSOC2 · USISO27001 · GLOBAL

Primary regulatorsEBA · ECB · BaFin · FinCEN · FCA · MAS

Why it matters: PSD2 / EMD2 breach → revocation of e-money licence. AML directive breach → up to 10% turnover + criminal liability for officers.

— Domain agents · 8 specialists

Not a generic LLM. Specialists with hard-coded domain knowledge.

neobank_product_ownerlight

Product Owner (Neobank)

Define product requirements for banking features.

product_managementbanking_domainuser_stories

neobank_ledger_architectlight

Ledger Architect

Design double-entry ledger with ACID guarantees.

double_entry_accountingledger_designreconciliation

neobank_paymentslight

Payments Agent

Design payment processing: SEPA, SWIFT, card, crypto.

payment_processingsepaswiftcard_networks

neobank_cardlight

Card Agent

Design card issuance, processing, 3DS2.

card_issuancecard_processingtokenization

neobank_kyclight

KYC Agent

Design KYC verification workflows.

identity_verificationdocument_verificationliveness_detection

neobank_amllight

AML Agent

Design anti-money laundering detection.

transaction_monitoringsuspicious_activity_detectionsar_reporting

neobank_open_bankinglight

Open Banking / PSD2 Architect

Build PSD2-compliant Open Banking APIs: AISP, PISP, consent management, TPP auth.

psd2open_bankingoauth2_pkceconsent_management

neobank_lendinglight

Lending & Credit Risk Specialist

Design credit products: overdraft, personal loans, BNPL with automated underwriting.

credit_riskloan_originationaffordability_assessmentcollections

— Stack · curated SDKs and connectors

The integrations the agents know how to wire up.

IBAN generatorSEPA SCT/InstMambu/CurrencycloudSumsub eKYCComplyAdvantage

— Knowledge base · best practices injected at runtime

Proven patterns the agents use to write your code.

aml_kyc_standards.md

AML/KYC Standards for Neobanks

Applies when building onboarding, transaction monitoring, and compliance workflows for neobanks operating in the EU or US. AML/KYC obligations are mandatory for all credit institutions and e-money institutions. FATF Recommendations 10-21: Customer Due Diligence, record keeping,…

double_entry_ledger.md

Double-Entry Ledger

Applies when building any financial transaction processing system: neobanks, payment processors, wallets, or any system that moves money. Double-entry bookkeeping is a legal and accounting requirement under GAAP and IFRS for all financial entities. GAAP (Generally Accepted…

psd2_open_banking.md

PSD2 Open Banking

Applies when building any payment service provider (PSP), neobank, or third-party provider (TPP) operating in the EU. PSD2 mandates account access APIs and defines Strong Customer Authentication (SCA) requirements. PSD2 Directive (EU) 2015/2366: Payment Services Directive 2 —…

sepa_payments.md

SEPA Payments

Applies when building payment processing for eurozone transactions: bank transfers, direct debits, and instant payments. SEPA covers 36 countries (EU EEA UK transitional). SEPA Credit Transfer (SCT): EPC125-05 rulebook — D+1 interbank settlement SEPA Instant Credit Transfer…