Product type · embedded_financeFINTECH

Generate a Embedded Finance
in 30 minutes.

Stripe Treasury class — white-label finance for marketplaces. 12-framework compliance pack (EMI_License · PSD2 · EMD2…) generated automatically.

Generate now →See pricing

Domain agents

Frameworks

Best practices

$0.50–$2

Avg cost / build

~30 min

Time to ship

— Compliance frameworks · auto-applied

Generates an audit pack covering 12 frameworks.

EMI_License · EUPSD2 · EUEMD2 · EUAML5 · EUAML6 · EUGDPR · EUDORA · EUPCI_DSS · GLOBALSOC2 · USISO27001 · GLOBALBSA · USFATCA · GLOBAL

Primary regulatorsEBA · FCA · FinCEN · BaFin · ACPR

Why it matters: Sponsor bank reputational risk on tenant breach. EMI licence suspension on AML failure. PCI-DSS breach → card scheme fines, processor termination.

— Domain agents · 5 specialists

Not a generic LLM. Specialists with hard-coded domain knowledge.

ef_tenant_provisionerheavy

Multi-tenant Provisioner

Schema/RLS isolation, per-tenant compliance, kill-switch.

multi_tenantrlskill_switch

ef_virtual_card_issuerheavy

Virtual Card Issuer

Marqeta/Galileo abstraction with JIT funding.

marqetagalileostripe_issuingjit_funding

ef_multi_currency_ledgerheavy

Multi-Currency Ledger Engineer

Double-entry multi-currency ledger + FX hedging + netting.

multi_currencyfx_hedgingsettlement_netting

ef_regulatory_routingheavy

Regulatory Routing Engineer

Per-country sponsor bank/EMI routing with failover.

sponsor_bank_routingmodulrtreezorsolaris

ef_payout_orchestratorheavy

Payout Orchestrator

Instant pay rails (RTP/FedNow/Faster Payments/SEPA Inst) + batch fallback.

rtpfednowfaster_paymentssepa_instant

— Stack · curated SDKs and connectors

The integrations the agents know how to wire up.

MarqetaModulrTreezorCurrencycloudFedNow / RTP / SEPA Inst

— Knowledge base · best practices injected at runtime

Proven patterns the agents use to write your code.

instant_pay_rails.md

Instant Pay Rails Comparison

High urgency: payroll, gig-worker payouts, refunds Low value: instant rails are cheap per-transaction (< $0.10) 24/7 need: weekend holiday transfers High value: > $1M usually doesn't fit instant limits Low urgency: payroll runs scheduled overnight already Cost sensitive at…

multi_tenant_isolation.md

Multi-Tenant Isolation in Embedded Finance

Each tenant gets its own Postgres schema (tenantuber, tenantdoordash) Pros: strong isolation, easy backup-per-tenant, simple migrations Cons: schema explosion at 1000 tenants, ALTER TABLE migrations slow Right when: < 200 tenants, regulated workloads (KYC data) One shared…

sponsor_bank_routing.md

Sponsor Bank Routing

Embedded finance platforms ride on partner banks' / EMIs' licences. US: need a sponsor bank for FDIC ACH access (Evolve, Cross River, Stride) UK: need EMI / authorised payment institution (Modulr, ClearBank) EU: country-specific (Treezor FR, Solaris DE, Banking Circle for…