AI app builder · Fintech-grade

The AI app builder that ships production,
not prototypes.

Every AI app builder can make a toy. The demo looks great — until you need auth that holds, a ledger that balances, and evidence a regulator will accept. Minctrl is built for the hard version: a LangGraph pipeline of 28+ agents that ships a runnable, compliant fintech product — code, tests, docs and an audit pack — in 30 minutes for ~$1.47 in tokens. Not a code generator. An automated engineering team.

Production codeTestsPRD + Arch docsCI/CDAudit packEU AI ActDORAMiCAPSD2
Generate now →See pricing
What you get

Generated automatically by the pipeline.

01

Production, not a demo

A runnable product with tests, a ledger that balances and auth that holds — not a screenshot-ready prototype you rebuild for production later.

02

Compliant by construction

The compliance_officer agent emits an audit pack — EU AI Act, DORA, MiCA, PSD2, GDPR — as part of the build. Differentiation no generic builder offers.

03

Full engineering output

Code + tests + PRD + architecture + CI/CD + wiki. The whole output of an engineering team, generated and gated across 9 stages.

04

28+ specialist agents

CTO, architect, security and compliance officers — three tiers (Opus reasons, Sonnet specialises, Haiku ships). They propose; you approve at every gate.

05

30 minutes, ~$1.47

A production product for the price of LLM tokens — versus 2–6 weeks and a five-to-six-figure build. 400+ pipelines already shipped.

06

No black box

Every agent decision, cost and approval is logged and replayable. Deterministic. Auditable. Bring your own LLM key.

— Best fits

Start with one of these product types.

Neobank

Full retail bank product — KYC, ledger, cards — generated and gated end to end.

Open archetype →
Banking-as-a-Service

Accounts, cards and payments under licence cover, with the compliance evidence in the pack.

Open archetype →
Trading Terminal

Order entry, market data and risk controls — MiFID II mapped, not bolted on.

Open archetype →
Embedded Finance

Wallets and payments inside another brand's app, on a partner-bank licence.

Open archetype →
— FAQ

Questions we hear often.

How is this different from a generic AI app builder?

Generic builders optimise for a fast demo. Minctrl optimises for a product you can actually ship in a regulated market — with tests, a balancing ledger, and a compliance audit pack. It's an automated engineering team, not a single model emitting UI code.

Can it really build a production fintech product?

Yes — 400+ pipelines have shipped. A LangGraph state machine runs 28+ specialist agents across 9 gated stages, producing code, tests, docs, CI/CD and the compliance pack. A human approves between every stage.

What does a build cost and how long does it take?

About 30 minutes and ~$1.47 in LLM tokens for a typical build. You bring your own LLM key and pay only when the AI ships actual code — the free tier has no credit card.

Do I own the code? Is there lock-in?

You own it. The output is plain Python/TypeScript with no Minctrl-specific imports; the audit pack is markdown + JSON; the wiki is markdown in your repo. No vendor lock-in by design.

— Keep reading

Related

AI for fintech

The whole regulated product, not just code.

Read →
Agentic AI, explained

The 28-agent pipeline behind the builder.

Read →
Minctrl vs LangChain

Why a product beats a toolkit.

Read →

Ready to generate yours?

Free tier. No credit card. Bring your own LLM key — pay only when AI ships actual code.

Launch dashboard →